UMP coverage in different jurisdictions
Like your other Autoplan coverage, Underinsured Motorist Protection applies throughout Canada and the United States. Even so, the laws of different jurisdictions [click for definition] affect coverage.
When a crash involving an Underinsured Motorist Protection claim happens outside B.C., the law of the place where the crash happened applies. This determines whether you are legally entitled to recover damages from the at-fault driver, and to what extent.
B.C. law applies in determining the level of damages and assessing the amount payable to you.
We're in this together!
Before you agree to a settlement with an underinsured motorist in another area, you must first check with ICBC, and get ICBC's written agreement to the settlement.
