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• Autoplan Insurance
  • Basic Autoplan
    • Who is basic for
    • What basic covers
      • Third-Party Legal Liability coverage
      • Accident Benefits
      • Underinsured Motorist Protection
      • Hit-and-Run and Uninsured Motorists coverage
      • Inverse Liability coverage
    • What basic doesn't cover
    • What basic costs
    • How to buy
      • Choosing a policy length
      • Monthly payments
      • Making changes
      • If you owe money to ICBC or the provincial government
      • Buying or selling a vehicle
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      • Registering your vehicle
  • How are my premiums set?
    • Rate classes
    • Where you live
    • Your claim record
    • The vehicle you drive
    • Additional coverage
  • How can I save money?
    • Your claim record
      • Claim-Rated Scale
      • Protecting your discount
      • Can newcomers to B.C. get a discount?
    • RoadStar savings
      • Premium discounts
      • RoadStar Package
    • RoadsidePlus
    • Senior's rate
    • Anti-theft device discount
    • Disability discount
    • Discount protection
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    • Experienced drivers
  • Do I need more coverage?
    • For you
      • Extended Third-Party Legal Liability
      • Excess Underinsured Motorist Protection
      • Loss of Use
      • Vehicle Travel Protection
    • New vehicles
      • New Vehicle Replacement Plus
      • Replacement Cost Coverage
      • Limited Depreciation coverage
    • Your vehicle
      • Collision
      • Comprehensive
      • Specified Perils
      • Vehicle in Storage coverage
      • Off-road vehicles
      • Agreed Value for Collector Cars
      • Tips for avoiding Comprehensive claims
    • Contents & equipment
      • Motor vehicle equipment
      • Excess Special Equipment Endorsement
      • Motor home
    • Rental vehicles
      • What's included in a Rental Vehicle Policy
      • How to get a Rental Vehicle Policy
      • More about Third-Party Legal Liability coverage
  • Insuring my teen
• Register, License a Vehicle
• Driver Licensing
• Claims - Injuries & Vehicles
• Road Safety
• Geared 2 Youth
• Buying & Selling a Car
• Auto Crime & Fraud
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Discount protection

You can choose to repay any at-fault claim. Then it won't affect your position on the Claim-Rated Scale and you will maintain your current discount.

In cases where damage is minor and/or there are no injuries, or where the cost of settling the claim is not high, this may be your best choice.

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