Are you in the business of repairing, servicing, storing/parking customers' cars, or selling cars?
A policy insuring your garage operations provides coverages you need for your customers' vehicles while they're in your care, custody or control. The customer's vehicle insurance doesn't insure garage service operators while they operate (includes having care, custody or control) a customer's vehicle in their business. Therefore, the individual/organization operating a customer's vehicle may find themselves uninsured unless the policy insuring the garage operations is purchased.
To discuss your options or to purchase insurance, contact an ICBC Autoplan broker.
The most common businesses using this coverage are repair garages, service stations, body shops and auto dealers.
You'll need a Garage policy if you're in the business of
Many other kinds of businesses also need a Garage policy. Just a few examples include
Your Garage policy can cover all the vehicles you need for your business.
It covers your customers' vehicles and your owned business vehicles. It can also cover dealer stock (vehicle inventory).
Your policy is rated according to
We have over 900 Autoplan brokers across B.C. to serve you.
To purchase garage coverage or to discuss your options, contact an ICBC Autoplan broker.
Before going to your broker, fill out the Garage Vehicle Certificate Application (APV4A).