You can lower your insurance costs by qualifying for our discounts and savings. Your years of driving, the number of vehicles you insure, how you protect your vehicle—these factors and more can pay off with savings on your Autoplan premium.
New drivers automatically receive up to 13 months' credit for time spent in the learner stage of the graduated licensing program (GLP). If you had a valid learner's licence for longer than 13 months, you could receive more learner's credit. For details, please speak to your Autoplan broker.
Experience pays off. If everyone in your household who drives your vehicle has 10 or more years driving experience, you could be eligible for savings.
The vehicle needs to be at base rate or lower on the claim-rated scale (in other words, you aren't paying a surcharge). And if your driver's licence has been suspended, prohibited, expired or cancelled for any continuous period of a year or more, that time wouldn't count towards your driving experience.
Electronic immobilizers disable your car's engine when the ignition is turned off. An engine with an immobilizer won't start until it recognizes a special key (with computer chip) or electronic device (usually on key ring). Electronic immobilizers offer the highest level of protection.
The way an electronic engine immobilizer is activated determines whether or not the device is a passive electronic immobilizer.
If your vehicle is equipped with a passive electronic immobilizer, you could save on your Comprehensive or Specified Perils coverage. Contact your Autoplan Broker to learn more.
Note: motorcycles and trailers aren't eligible for the anti-theft device discount.
Using an anti-theft device for your vehicle could also get you a $100 deductible rebate when:
Unfortunately, motorcycles and trailers aren't eligible for the anti-theft device discount.
You may qualify for a 25 per cent saving on
Basic Autoplan if both the vehicle owner and principal operator are 65 or over, and don't use the vehicle for commuting, business or delivery.
Insure five or more eligible vehicles for business or commercial uses and you could save up to 63 per cent on your Autoplan premium.
If you've been approved for a fuel tax refund under the B.C. government Fuel Tax Refund Program for Persons with Disabilities, you may also qualify for a 25 per cent discount on your Basic Autoplan—even if you don't drive the vehicle you're insuring.
Eligible drivers must bring appropriate documentation to their Autoplan broker's office to have the discount added to their policy. More information on the Fuel Tax Refund Program can be found on this Ministry of Finance tax bulletin.
Your good driving record could pay off with savings on your Autoplan insurance.
Talk to your Autoplan broker to find out if you qualify for these discounts and savings.