It may be cheaper to pay for the costs of an at-fault crash yourself instead of making a claim that increases your premium.
If you have an at-fault claim, your level on the claim-rated scale moves up and you may have to pay a higher premium. On the other hand, if you maintain a claim-free record, you may qualify for a premium discount.
To avoid the cost of making a claim on your insurance, you can choose to "repay the claim" instead.
You may want to compare the estimated increase in your premium for future years against the cost of paying for the crash yourself.
Note: If you decide to repay your claim, you must do so before your next insurance renewal.
To find out more about repaying a claim, speak to your adjuster or call 604-661-2800 or, toll-free at 1-800-663-3051.