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Discounts and savings

You can lower your insurance costs by qualifying for our discounts and savings. 

Discount and saving

Experienced-driver savings

Experience pays off. If everyone in your household who drives your vehicle has 10 or more years driving experience, you could be eligible for savings.

The vehicle needs to be at base rate or lower on the claim-rated scale (in other words, you aren't paying a surcharge). And if your driver's licence has been suspended, prohibited, expired or cancelled for any continuous period of a year or more, that time wouldn't count towards your driving experience.

Anti-theft device discount

Save on your Comprehensive or Specified Perils coverage if your vehicle has a passive electronic immobilizer that disables your car's engine when the ignition is turned off. (Unfortunately, motorcycles and trailers aren't eligible for the anti-theft device discount.)

Having an anti-theft device could also help reduce your deductible if you have a theft claim.

Seniors' savings

You may qualify for a 25 per cent saving on Basic Autoplan if both the vehicle owner and principal operator are over 65 and don't use the vehicle for commuting, business or delivery.

Fleet discount

Insure five or more vehicles for business or commercial uses and you could save up to 63 per cent on your Autoplan premium.

Disability discount

If you’ve been approved for a fuel tax refund under the B.C. government Fuel Tax Refund Program for Persons with Disabilitiesexternal link, you may also qualify for a 25 per cent discount on your Basic Autoplan—even if you don’t drive the vehicle you’re insuring.

New to B.C.?

Your good driving record could pay off with savings on your Autoplan insurance.

Talk to your Autoplan broker to find out if you qualify for these discounts and savings.