Comprehensive coverage

Rock chips … a break-in … theft—a lot more can happen to a vehicle besides a crash. And the costs can really add up. Get extra protection with Comprehensive coverage. 

Wide-ranging protection

Comprehensive covers loss or damage to your vehicle (direct and accidental) that's not covered by Collision insurance. This includes

• theft, vandalism and malicious mischief
• “missiles” and falling or flying objects such as a rock or gravel hitting your windshield
• hitting a domestic or wild animal
• weather—lightning, windstorm, hail, rising water and fire
• earthquake
• civil commotion or riots
• the stranding, sinking, burning, derailment, upset or collision of a conveyance transporting your vehicle on land or water

If your vehicle is stolen, you get Loss of Use coverage, too.

• Tips to avoid Comprehensive claims »

  Protect yourself and your vehicle—and keep more money in your pocket—by following these tips:

  • Auto crime - Use an anti-theft device and remove items in your vehicle from sight. More tips.
  • Animal collisions - Watch for highway warning signs. Slow down. Be extra cautious at dawn or dusk. More tips.
  • Windshield damage - Always keep a safe distance behind vehicles. Let passing vehicles pass you quickly.
  • Windshield repairs - Sometimes a windshield can be safely repaired instead of replaced. Windshield repairs aren’t covered by your insurance, but usually cost less than your deductible.

  For more information, talk to your Autoplan broker.

• What’s not covered by Comprehensive? »

  Comprehensive doesn’t cover

  1. the contents of a vehicle (except some contents of a motor home)
  2. mechanical fracture, failure or breakdown of any part of a vehicle
  3. rust, corrosion, wear and tear
  4. freezing
  5. tires (unless stolen) *
  6. explosion within the combustion chamber *

  *or unless the damage is caused by a reason listed above

Save money

Comprehensive can help restore your vehicle without too many dollars tumbling out of your wallet.

• Deductibles start at only $300.
• For windshield damage from rocks, gravel or other flying objects, you pay a $200 deductible.**
• Comprehensive claims don’t affect your discount level.

**if you buy Comprehensive coverage with the minimum $300 deductible

Find out more

To learn more about Comprenhensive, speak to an Autoplan broker.