Get up to $2 million in coverage for a crash with an at-fault motorist who doesn't have enough insurance to pay for your injury claim.
When it comes to auto insurance, you really do have to look out for yourself. That's because some drivers don't have enough (or any!) coverage.
Consider this real-life scenario: You and your passengers are seriously injured in a crash. The other driver is at fault, but doesn't have enough liability insurance to pay for the full cost of your injuries—major expenses such as lost wages or a lifetime of medical care.
Your Basic Autoplan includes up to $1 million in Underinsured Motorist Protection (UMP). But if the costs run higher, you could be in financial trouble.
You or your loved ones might suffer unnecessary personal hardship, too.
For just $25 a year, you can purchase Excess Underinsured Motorist Protection. This increases your basic UMP coverage, up to a total limit of $2 million.
Excess UMP provides protection from a crash with an underinsured, at-fault motorist almost anywhere in Canada or the U.S.*
Excess UMP covers
For more information about Excess UMP, contact an Autoplan broker.
* UMP coverage doesn't apply to crashes in jurisdictions where the law doesn't allow you to sue and recover damages for injury or death caused by a vehicle crash.