If you're at fault in a crash and have to pay for someone else's injuries or property damage, Third Party Liability coverage protects you.
Your Basic Autoplan includes up to $200,000 in Third-Party Liability coverage.
However, that's the minimum you need: If you're found at fault for a serious crash, the courts can order you to pay damages well above $200,000.
With Extended Third Party Liability, you can purchase extra coverage for damages from $200,000 up to as much as $5 million. How much you pay for extended coverage depends on the dollar limit you choose.
It depends on your particular circumstances—and comfort level.
For the best advice on how much extended liability coverage would be right for you, talk to an Autoplan broker.
If you drive a commercial vehicle, Basic Autoplan provides up to $1 million in Third-Party Liability coverage or $2 million if you carry dangerous goods. Commercial vehicles for commercial usage can get Optional coverage for up to $10 million.
For details, ask your Autoplan broker.
The majority of our customers purchase Excess Third-Party Liability limits of $2 million or more.