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Extended Third-Party Liability coverage

If you're at fault in a crash and have to pay for someone else's injuries or property damage, Third Party Liability coverage protects you.

What's Extended Third-Party Liability?

Your Basic Autoplan includes up to $200,000 in Third-Party Liability coverage.

However, that's the minimum you need: If you're found at fault for a serious crash, the courts can order you to pay damages well above $200,000.

With Extended Third Party Liability, you can purchase extra coverage for damages from $200,000 up to as much as $5 million. How much you pay for extended coverage depends on the dollar limit you choose.

How much coverage do I need?

It depends on your particular circumstances—and comfort level.

For the best advice on how much extended liability coverage would be right for you, talk to an Autoplan broker.

Find an Autoplan broker

Extended coverage for commercial vehicles

If you drive a commercial vehicle, Basic Autoplan provides up to $1 million in Third-Party Liability coverage or $2 million if you carry dangerous goods. Commercial vehicles for commercial usage can get Optional coverage for up to $10 million.

For details, ask your Autoplan broker.

Glossary
  • Your risk of being sued by someone: in legal terms, some third "party" in addition to you (first party) and your insurer (second party). When someone talks about a third-party claim against you, that means you are being sued by a person who holds you responsible for injuring them or damaging their property. The person suing can be your own passenger in a crash you caused. The damage you cause to another person - the third party - is covered under Third Party Liability insurance. What Basic Autoplan covers
Facts & Tips

The majority of our customers purchase Excess Third-Party Liability limits of $2 million or more.