Vehicle Travel Protection
We recommend getting Vehicle Travel Protection if you use your vehicle for business trips or vacations.
Why get Vehicle Travel Protection?
It protects you if you crash and as a result your vehicle becomes inoperable, or your vehicle is stolen and you need to claim for living expenses, a replacement vehicle or towing costs. It also covers your returning home, getting your vehicle home and getting a reimbursement for your collision deductible if the other driver was at fault and not insured by ICBC.
You can claim on Vehicle Travel Protection without affecting your position on the claim-rated scale.
Buy Vehicle Travel Protection directly from your Autoplan broker.
What's included?
You can get Vehicle Travel Protection as part of the RoadStar and RoadSide Plus packages.
Get plenty of great coverage for one great price:
- Up to $500 or $1,000, depending on the number of people insured, for living costs, such as accommodation, meals, telephone and transportation.
- Up to $500 for a replacement vehicle.
- Up to $100 for towing costs.
- Up to $1,500 or $3,000, depending on the number of people insured, for travel expenses to get you home.
- Up to $750 to get your vehicle back home.
- Get your Autoplan Collision deductible reimbursed if the other driver was at fault and not insured by ICBC.
Note: Please remember to keep all receipts for costs you are claiming under Vehicle Travel Protection.
Who's covered?
The coverage is only available to B.C. residents. However, your travel companions (even if they are not B.C. residents) can also be covered for the times they are travelling with you; simply list them when you buy your policy.
You and your fellow travellers are covered in any vehicle or as a pedestrian or cyclist as part of your Vehicle Travel Protection policy.
Which vehicles are covered?
Your private passenger vehicle, motorcycle, motor home or commercial vehicle (only if 5000 kg GVW or less) can all get Vehicle Travel Protection so long as the vehicle is licensed and registered in B.C. If your vehicle is borrowed or rented, it is covered too.
Remember to tell us which vehicle you are insuring when you buy your Vehicle Travel Protection. We need to know the following:
- year
- make
- model
- body style
- registration number
- vehicle identification number (find VIN on dashboard ID plate — most are 17 characters long)
If your vehicle covered under Vehicle Travel Protection tows or attaches a camper or a trailer for the trip, the camper or trailer is also covered under the policy.
Get Vehicle Travel Protection for your motor home too; ask your Autoplan broker for details.