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Report-a-claim in the Lower Mainland by calling 604-520-8222 or 1-800-910-4222 for the rest of B.C.

Therapy and rehabilitation

ICBC "No Fault" Accident Benefits

No matter who is at fault, ICBC Accident Benefits can help you with medical costs and wage loss when you have been injured in a motor vehicle crash. For those with permanent injuries, ICBC Accident Benefits also pay for costs such as attendant care, specialized aids and vocational training.

Extensive Coverage

ICBC pays Accident Benefits to most injured occupants of a B.C.-licenced and insured vehicle where the motor vehicle crash occurs in Canada or the United States, or on a vessel travelling between them. This coverage also applies to:

If you've suffered a permanent injury

Every year hundreds of people in B.C. are seriously or permanently injured in motor vehicle crashes.

ICBC has implemented one of the world's most intensive road safety programs to help reduce the number and seriousness of these crash injuries. But when they do happen, ICBC is there to help.

If you've suffered serious or permanent injury in a crash, our goal is to help you rebuild as full a life as possible. We were the first auto insurance company in North America to operate a dedicated Rehabilitation Department. Today, the department employs Rehabilitation Co-ordinators in various B.C. communities who are helping more than 2,000 people at any time.

ICBC Rehabilitation Co-ordinators can help you find the medical and rehabilitation assistance you need to move quickly to the highest reasonable level of self-sufficiency. Their goal is to develop a rehabilitation program for you within the limit of available ICBC benefits. And they work with you, your general practitioner and other physicians, hospital personnel and appropriate community resources to achieve this goal.

Accident Benefits coverage can also help you pay for most of the expenses you might incur for medical care, specialized aids and vocational training.

To find out more, ask your Bodily Injury Adjuster [click for definition] for more information.