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Report-a-claim in the Lower Mainland by calling 604-520-8222 or 1-800-910-4222 for the rest of B.C.

Equipment theft

Theft from a rate group vehicle | Theft from a motor home | Theft from a declared value vehicle | Theft of sound and communication equipment

If you purchased ICBC Comprehensive or Specified Perils insurance you have coverage for your vehicle's permanently attached [click for definition] equipment.

This includes manufacturer's equipment [click for definition] available as an option, with the exception of radar detectors.

For attached equipment not supplied by or available from the manufacturer, coverage varies. Please check one of the three categories below for information about your coverage.

Proof of theft

To make a claim, you must produce proof of the existence and value of non-manufacturer's equipment. Receipts should be kept together with a note of the year, make, model and serial number for the equipment. Photos may also be useful.

Someone stole my leather jacket from my car. Am I covered?

No. A leather jacket would be considered part of your personal effects. If you carry ICBC Comprehensive insurance, you're insured for the damage caused during the break-in, but we don't insure your personal effects. Items such as these may be insured under your homeowner's policy. If so, contact your home insurer.

Someone stole my car alarm. Is this covered?

Yes. ICBC Comprehensive coverage also insures you for the theft or damage to some items that are considered to be "equipment of the motor vehicle." A car alarm qualifies under this definition. (If your alarm actually were stolen, you might qualify for a special rebate, too.) It can also include car jacks, wheel wrenches, safety kits and security equipment.