Applying for Accident Benefits
If you are injured in a crash, you're entitled to Accident Benefits regardless of fault.
Benefits
The following benefits are available to motorists, cyclists and pedestrians involved in a crash with a B.C. motorist:
- medical care
- rehabilitation
- wage loss compensation
- homemaker benefits
- death benefits, and
- funeral benefits.
If you have permanent injuries, Accident Benefits also pays for costs such as:
- attendant care,
- specialized aids, and
- vocational training, depending on your injuries.
Applying for Accident Benefits
If you are injured in a motor vehicle crash, you can apply for ICBC Accident Benefits to help you with medical costs and wage loss, regardless of who is at fault.
IMPORTANT: You only have 90 days after your crash to return your Accident Benefits form to your adjuster, or you may lose your right to claim for those benefits.
Were you working when you crashed?
If you and the other motorist were working (as employees or employers) at the time of the crash, you would not be covered under Accident Benefits. You would need to report your claim either online or over the phone to WorkSafeBC.
For more information on how your report will be handled, please read guidelines for reporting to WorkSafeBC. (PDF)
Did you crash outside of B.C.?
Accident Benefit claims that occur outside of B.C. may be subject to the laws of that jurisdiction. If you are injured in a crash outside B.C., please discuss with your adjuster.
Learn more...
Need more information? Learn more about Accident benefits and Basic Autoplan.