Fraud Investigation
Faked hit-and-run claims
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teams | Commercial
fraud
Faked hit-and-run claims
Drivers who fail to remain at the scene
of an accident can be charged under Section 252(1) of the Criminal
Code. Upon conviction they will be held financially responsible
for the damage or injury they have caused.
It's also a crime when people blame a non-existent
hit-and-run driver for damage they caused themselves — in
order to avoid paying their collision deductible and adversely affecting
their Claim-Rated Scale discount. To combat this type of fraud,
ICBC now handles hit-and-run claims in a manner that makes reporting
easier if you are the victim, but harder to fake for fraudsters.
Because hit-and-run claims must be reported
to the police, ICBC claim centres now have police on site for hit-and-run
claim appointments. It's one stop shopping for claimants.
This not only saves time for customers,
but also reduces fraudulent claims. The result is that many claimants
are now happier because they save time through ICBC's one-stop-shopping
approach. In addition, hit-and-run claims have dropped since this
program began.