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Driver Penalty Point Premium

If you’ve accumulated points on your driving record, you could receive a bill for a Driver Penalty Point Premium.

Driver Penalty Point (DPP) premiums are paid into the fund that provides all holders of valid B.C. driver's licences with

How Drive Penalty Point Premiums are calculated

Driver Penalty Points are collected on your driving record through traffic offences. Each offence carries a different number of points. 

Each year we look at the total number of points you received during a 12-month period we call your "assessment period." This period ends five months before your birthday.

If you collect more than three points on your driving record during the assessment period, you'll pay a Driver Penalty Point (DPP) premium.

Driver Penalty Points are separate from Autoplan insurance premiums. They are billed even if you don't own or insure a vehicle. Your assessment period may include driving offences during an earlier period which have only recently been recorded on your driving record.

How much will I pay?

The premium ranges from $175 for four points to $24,000 for 50 or more points. To find out how much you will pay, compare the number of points on your driving record with the table of Driver Penalty Point premiums.

Driver Risk Premium

Some offences or convictions, such as excessive speeding, may apply to both the Driver Penalty Point program and the Driver Risk Premium. You will be billed once per year under the program that results in the higher premium.

More information

For questions about your personal situation, contact us.

Pay a Driver Penalty Point Premium

If you've received a bill for a Driver Penalty Point premium, you have 30 days from the invoice date to pay it. Your bill can be paid in person or by mail.

In person

Please bring the bill we sent to you and pay it at one of the following locations:

We accept major credit cards (Visa, MasterCard, and American Express), debit, cash, money orders, and personal cheques.

By mail

Be sure to include:

  1. payment
    • by cheque or money order, payable to the Insurance Corporation of British Columbia, or
    • by credit card with the completed Visa, MasterCard, or American Express form that was attached to your bill
  2. the completed remittance slip attached to the bill, or a note with the following details about the multiple-crash premium:
    • the bill number
    • your full name
    • address
    • driver's licence number, and
    • date of birth.

Mail to:

ICBC Revenue Accounting
151 West Esplanade
North Vancouver, B.C., V7M 3H9

For your security, don’t send cash in the mail.

Disputing points

By paying a traffic ticket, you’re accepting guilt and the points associated with the ticket. The only way to dispute penalty points is by disputing the ticket that you have received.

Tickets and points are kept on your driving record for five years.

Driver Penalty Point premium chart

The Driver Penalty Point premium you need to pay depends on the total number of points you accumulate in a 12-month period. These points stay on your driving record for five years, but you only pay the premium once.

Driver Risk Program may also apply

Some offences or convictions, such as excessive speeding, may apply to both the Driver Penalty Point program and the Driver Risk Premium. You will be billed once per year under the program that results in the higher premium.

Number of penalty points Annual Driver Penalty Point premium $
0-3 Nil
4 175
5 230
6 300
7 415
8 520
9 640
10 905
11 1,080
12 1,260
13 1,680
14 1,920
15 2,160
16 2,480
17 2,800
18 3,120
19 3,440
20 3,760
21 4,160
22 4, 560
23 4, 960
24 5,360
25 5,760
26 6,240
27 6,720
28 7,200
29 7,680
30 8,160
31 8,720
32 9,280
33 9,840
34 10,480
35 11,120
36 11,760
37 12,400
38 13,040
39 13,680
40 14,560
41 15,360
42 16,160
43 16,960
44 17,760
45 18,560
46 19,520
47 20,480
48 21,440
49 22,400
50 or more 24,000

Reducing your Driver Penalty Point premium

You can reduce or eliminate your Driver Penalty Point premium if you give up your driver's licence for a temporary period.

You have two options:

  1. If you give up your driver's licence for one year from your birthday, your DPP premium can be eliminated.
  2. If you give up your licence for at least 30 days during your billing period, your DPP premium could be reduced.

Premium reductions are also available to drivers who have been prohibited, suspended or who are off the road for certain other reasons. Remember that there are fees to re-instate your licence.

How to get your premium reduced

  1. Go to a driver licensing office to turn in your licence.
  2. When your time without a licence (minimum 30 days) has passed, call ICBC to find out how much you now owe.
  3. Pick up your re-issued licence from your driver licensing office.
  4. Pay what is owed on your DPP premium and your fee.

Suspended and prohibited drivers

If you have been suspended or prohibited from driving for 60 days or more, you’re eligible for a DPP premium reduction. These 60 days must have been completed within the billing period.

To get your premium reduced:

  1. Call ICBC when your suspension ends to find out how much you now owe.
  2. Re-instate your licence by attending one of our driver licensing offices.
  3. Pay what is owed on your DPP premium as well as the re-instatement fee and licence fee.

Have you been out of B.C. or off the road?

A DPP premium reduction is also available if, for 30 days during your billing period, you were:

  • living in another province and held a driver's licence from there
  • staying in a country other than Canada or the U.S.
  • incarcerated, or
  • not operating a vehicle for medical reasons.

To be eligible, you need documentation showing that one of these conditions applies to you.

Disputing points

By paying a traffic ticket, you’re accepting guilt and the points associated with the ticket. The only way to dispute penalty points is by disputing the ticket that you have received. Tickets and points are kept on your driving record for five years.