If you are 50 per cent or more at fault for three crashes in three years, you might need to pay a Multiple-Crash Premium (MCP) of $1,000 in addition to your regular Autoplan premiums. For each additional crash within three years, you would pay an extra $500.
If you are less than 50 per cent at fault for these crashes, the Multiple-Crash Premium doesn't apply to you.
Before you renew your licence or insurance
Your multiple-crash premium must be paid before renewing your driver's licence or car insurance. Interest is applied to any outstanding amount.
You can pay in person or by mail.
Please bring the bill we sent to you and pay at one of these locations:
We accept major credit cards (Visa, MasterCard, and American Express), debit, cash, money orders, and personal cheques.
Be sure to include:
The completed remittance slip attached to the bill, or a note with the following details about the multiple-crash premium:
ICBC Revenue Accounting
151 West Esplanade
North Vancouver, B.C., V7M 3H9
For security, please don't send cash in the mail.
You can't dispute your Multiple-Crash Premium, but you may be able to dispute your fault in the crashes. If your dispute is successful, you could avoid paying this premium.
You can avoid paying the multiple-crash premium by giving up your licence for one year. Interest will be applied to any outstanding amounts.
If you get your licence re-issued before giving it up for a full year, we will pro-rate the outstanding amount on your multiple-crash premium to the amount of time you have given up your licence.
To give up your licence:
If you have any questions about the Premium, your driving record or your amount owing, please contact us.