It depends on whether you are a new B.C. resident or not. All new B.C. drivers start out on the claim-rated scale (CRS) at a base rate (no discount) and gain 5% discount per year of crash-free history.
If you're a B.C. resident, it's based on how long you've had your driver's licence. For new residents a CRS discount is based on their insurance history, so it depends how long they had a vehicle insured before moving here.
Some other factors that affect your premiums:
Insurance quotes are available at your local Autoplan Broker.
To confirm you're situated at the correct level on the CRS, or, if you have any additional questions, please call General Inquiries at: