How much did the Porsche Boxster cost? — March 31
The top 10 collector cars in British Columbia — March 30
Vancouver man tries to bribe road test examiner — March 24
Court orders ICBC fraudster to repay fire department — March 17
ICBC to lower rates in 2009 — March 10
Frequently Asked Questions 2009 Insurance Rates — March 10
ICBC 2008 year end results — March 10
ICBC's Statement of Operations for 2008 — March 10
ICBC marks 20th anniversary in making BC roads safer — March 9
ICBC urges drivers to be extra-cautious next week following Daylight Savings Time adjustment — March 5
B.C. sets fine amount for second-hand smoke in vehicles — Mar 18
Better cameras to monitor more high-crash sites — Mar 6
[Video clip & photos]
The BC Supreme Court ruled against a Vancouver man who tried to inflate the value of his allegedly stolen car in a report to ICBC.
In this case, a judge ruled that Jasbir Singh Chahal of Vancouver, aged 30, made misrepresentations about his claim and upheld ICBC's decision not to compensate Chahal for the loss of his 2000 Porsche Boxster.
Chahal paid $38,000 for the car in November 2004, but declared the value to be $25,000 on the transfer tax form. In August 2005 he reported the Boxster stolen from the parking lot of a Delta pub, and in his report to ICBC he claimed he had paid $44,000 for the vehicle. ICBC's Special Investigations Unit conducted a further analysis which uncovered numerous inconsistencies between Chahal's statement and that of the vehicle's former owner.
The man who sold the car to Chahal testified in BC Supreme Court in New Westminster that the Boxster was equipped with an immobilizer anti-theft system and could not be started without a coded operating key. He also testified that he supplied Chahal with more than one operating key; a claim Chahal denied at trial. Expert technicians also testified the Boxster would have to be moved either by using an operating key or by being towed, and so would have been virtually impossible to steal.
In its decision, handed down in December, Mr. Justice Crawford ruled Chahal made misstatements about his stolen vehicle claim, in that he lied about the vehicle's purchase price and also about the number of operating keys he had been given, and upheld ICBC's decision not to compensate Chahal for the car. The court also awarded ICBC its legal costs for this case.
"Trying to defraud ICBC has serious consequences", said Steven Tripp, manager of ICBC's Special Investigation Unit. "This ruling confirms that it is important to be fully truthful when presenting a claim to ICBC. After all, those customers who exaggerate or present false claims threaten our ability to provide low and stable rates for all our customers."
ICBC estimates fraud and exaggeration costs each of ICBC's 3.1 million customers in the range of $100 to $150 per year. ICBC is committed to protecting customers from fraud, because attempts to defraud ICBC amount to theft from customers.
March is National Fraud Prevention Month in Canada, and ICBC is marking it by helping customers and the public to recognize, report and stop fraud. The public can help combat fraud and help keep their auto insurance premiums low and stable. You can do your part by reporting suspicious, exaggerated or fraudulent claims to ICBC's fraud tips line (604-661-6844 or 1-800-661-6844). Tip information is confidential and callers can remain anonymous.
MEDIA CONTACTS:
Adam Grossman
(604) 982-1332
Spring is officially here and B.C. collector-plated vehicles are yawning and waking from their winter storage locations. Dust covers will come off, fluids will be checked and replenished, and some air will be added to sagging tyres in preparation for that first spin of the collector car season.
British Columbia has to be one of the best places in Canada to own and enjoy a collector vehicle, be it a two-wheel or four-wheel vehicle. And with the Vancouver International Auto Show just around the corner, here are the top 10 collector cars in B.C., according to active insurance policies with ICBC:
Editor's note: High resolution images of each of these vehicles can be downloaded (7.2MB self-extracting zip file) at icbc.com.
MEDIA CONTACTS:
Adam Grossman
(604) 982-1332
A Vancouver resident has been ordered to pay a $1,000 fine after being convicted of trying to bribe an ICBC employee.
Kim Hen Huynh was trying to qualify for a BC driver's licence but had already failed seven previous road tests when he arrived at the ICBC Driver Services Centre in Burnaby on August 21, 2007. A driver examiner took him on the test, and then informed Huynh that he had failed for the eighth time.
According to evidence provided by Crown Counsel, Huynh placed four $100 bills on the examiner's open folder upon their return to the Driver Services Centre, and said "Happy Birthday! Can you help me?" The examiner immediately reported the incident to his supervisor.
Huynh pleaded guilty to bribery and fraud. The judge flatly rejected his request for a conditional sentence in the matter, ruling it "was not sufficient to deter others from conduct contrary to Canadian values", and ordered Huynh to pay a $1,000 fine.
"With its decision, the court is sending a clear signal that this kind of behaviour will not be tolerated, and that this is a serious offence", said Steven Tripp, ICBC's manager for fraud prevention. "We're focused on putting safe drivers with secure licences on B.C.'s roads."
ICBC provides driver licensing services to all British Columbians, with 121 points of service to assist customers across the province. The network includes 17 driver licensing centres and five Expressway centres, as well as government agents and appointed agents in smaller communities.
March is National Fraud Prevention Month in Canada, and ICBC is marking it by helping customers and the public to recognize, report and stop fraud. The public can help combat fraud and help keep their auto insurance premiums low and stable.
Anyone with information regarding a suspicious, exaggerated or fraudulent claim is encouraged to call ICBC's fraud tips line at 604-661-6844 or 1-800-661-6844, toll free from anywhere in the province. Tip information is confidential and callers can remain anonymous.
MEDIA CONTACTS:
Adam Grossman
(604) 982-1332
A Maple Ridge man who set fire to his car with the intent of collecting on the insurance will have to repay firefighters for the cost of putting out the blaze.
The payment is one of the conditions placed on Thomas James Fergusson's probation, after he pleaded guilty to lying to ICBC. Fergusson was sentenced in BC Provincial Court to 12 months probation and 100 hours of community service, on top of being ordered to pay the Chilliwack Fire Department $960. The payment represents a portion of the estimated $3,000 cost of the department's time and resources.
"We believe it's one of the first times an ICBC customer has been ordered to pay restitution to emergency crews," said Steven Tripp, manager of ICBC's Special Investigation Unit (SIU), said of the court's penalty. "It's a unique penalty and one tailor made for the offence."
According to evidence presented by the Crown, Fergusson reported his car stolen on March 8, 2008, hours after the Ford Focus was destroyed by fire. SIU looked into the matter and, within weeks, Fergusson confessed he'd driven the Focus from his Maple Ridge home to the Chilliwack area, where he set it on fire.
The vehicle was valued at approximately $4,600, which ICBC would have paid out had the fraud not been discovered.
"We're committed to protecting our customers from fraudulent acts and those whose false claims threaten our low and stable rates," said Tripp.
March is National Fraud Prevention Month in Canada, and ICBC is marking it by helping customers and the public to recognize, report and stop fraud.
Insurance fraud is not a victimless crime; it affects everyone's insurance rates. Customers are encouraged to do their part to help fight fraud by reporting suspicious, exaggerated or fraudulent claims to ICBC's fraud tips line (604-661-6844 or 1-800-661-6844). Tip information is confidential and callers can remain anonymous.
MEDIA CONTACTS:
Adam Grossman
(604) 982-1332
ICBC is reducing optional rates by three percent and basic rates are expected to remain the same in 2009.
"We are very pleased to be able to reduce optional rates by an average of three percent, and preliminary indications are that basic insurance rates will stay the same," said Jon Schubert, ICBC's President and CEO. "We are working on the final recommendation on basic rates for the British Columbia Utilities Commission."
This means customers who have purchased the same basic and optional policies from ICBC over the last five years have, on average, seen their premiums go down.
ICBC is reporting net income of $497 million for the year ending December 31, 2008, down $145 million or 23% from the previous year. Despite the drop in net income, ICBC's financial performance was strong thanks to a moderation in claims and the corporation's disciplined investment strategy.
ICBC's conservative investment strategy generated a rate of return of just over one percent in 2008 during one of the most difficult economic times in memory.
"Our strong financial position allows us to both reduce rates and contribute more to our retained earnings which will continue to cushion customers' rates during these volatile economic times." said Schubert.
ICBC thanks our customers who are doing their part by driving safely and reducing crashes to help keep rates low and stable.
For more details on ICBC's year end results visit ICBC 2008 year end results.
To find out more about how rates are set visit ICBC to lower rates in 2009.
MEDIA CONTACTS:
Mark Jan Vrem
(604) 982-2476
Adam Grossman
(604) 982-1332
The preliminary indications are that basic rates will stay the same in 2009 but ICBC still has to complete the analysis. ICBC is working on the final recommendation on basic rates for the British Columbia Utilities Commission (BCUC).
Insurance is a volatile industry and although we saw a moderation in the increase of injury claims costs this past year, which are predominantly covered by basic insurance, things can change quickly.
ICBC will be making their final recommendation to the BCUC later this spring (May - June).
Rates are set to cover forecasted future claims costs. Rate changes are not based on past profits.
Any changes to basic insurance rates need to be approved by the BCUC. They decide if basic insurance rates go up, go down or stay the same.
Optional insurance rates are set by ICBC's board of directors.
Basic Insurance - Getting started with Basic Autoplan.
Basic insurance provides protection to all BC motorists through a standard level of coverage.
Optional Insurance - How are my premiums set? - Additional coverage.
ICBC is reporting net income of $497 million for the year ending December 31, 2008, down $145 million or 23% from the previous year. Despite the drop in net income, ICBC's financial performance was strong thanks to a moderation in claims and the corporation's disciplined investment strategy.
ICBC thanks our customers who are doing their part by driving safely and reducing crashes to help keep rates low and stable.
| Basic Insurance | ||||
| 2009* | 2008 | 2007 | 2006 | 2005 |
| 0.0% | 0.0% | 3.3% | 6.5% | 0.0% |
| Optional Insurance | ||||
| 2009 | 2008 | 2007 | 2006 | 2005 |
| -3.0% | -3.0% | -3.8% | 0.0% | -7.6% |
| Combined | ||||
| 2009* | 2008 | 2007 | 2006 | 2005 |
| -1.3 | -1.2 | 0.2% | 3.7% | -3.4% |
* 2009 preliminary indications.
Upon implementation of the 3% reduction in optional rates, customers who have purchased the same basic and optional policies over the last five years will have seen, on average, an $18 decrease in their premiums.
Note: ICBC's Statement of Operations for 2008 accompanies this information bulletin and is available at: ICBC's Statement of Operations for 2008.
MEDIA CONTACTS:
Mark Jan Vrem
(604) 982-2476
Adam Grossman
(604) 982-1332
ICBC marked its 20th year of helping keep customers and other road users safe by investing approximately $9 million last year on 280 road improvement projects and engineering studies in 81 communities.
ICBC launched its Road Improvement Program in 1989 and, since then, has invested approximately $88 million in road improvements across B.C.
"Road improvement programs deliver real value to our customers and other road users, from drivers to pedestrians", said ICBC's Nicolas Jimenez, director of Road Safety. "Most of our investments occurred over the past decade, as we assisted with more than 2,000 road enhancements to help make B.C. roads safer for everyone."
ICBC's Road Improvement Program works in partnership with municipalities and the provincial government to make roads safer. ICBC participates in engineering studies and assists communities with road safety issues in the planning of roadways and managing traffic.
"Currently ICBC is the only auto insurer in Canada, public or private, to invest in road improvement programs to this magnitude," said Jimenez. "We all benefit from these programs because safer roads lead to fewer crashes and help to prevent injury and death. And fewer crashes also translate into lower claims cost, which helps ICBC keep rates low and stable."
Projects proposed for road improvement investments are assessed to ensure they make B.C. roads safer for all road users. An independent evaluation of ICBC-funded road improvements found that, measured over a two year period after a project's completion, ICBC saves $4 in claims costs for every dollar invested. However, road users continue to benefit from road improvements well beyond two years.
ICBC's road safety investment concentrates on the systemic causes of crashes - drivers, roads and vehicles - and supports programs that are proven to prevent crashes and protect customers from risks on the road. In doing so, they are designed to deliver significant claim savings benefits to ICBC's customers.
MEDIA CONTACT:
Kathy Taylor
604-982-2480
As British Columbians forward their clocks this Sunday for Daylight Savings Time (DST), ICBC is reminding drivers, cyclists and pedestrians to take extra care next week due to the grogginess some people may feel.
While the days will consist of more daylight, the time change can have a significant effect on some people's sleep patterns, resulting in a disruption to their circadian rhythms or 'biological clock.' Drivers, cyclists and pedestrians should remember to use caution and leave extra time to get to their destinations - particularly during the Monday commute.
Crash statistics illustrate a higher driving risk the first work day after Daylight Savings begins. According to the five year average (2003-2007), on the Monday following the spring time change there were 700 crash incidents, compared to 650 incidents the Monday before the time change, which represents a 7 per cent increase in crash incidents.
The average cost to ICBC customers for crash incidents following the spring time change (2003-2007) was $4.5 million.
Here are some driving tips:
Media Contact:
Kathy Taylor
604-982-2480
NEWS RELEASE |
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| For Immediate Release Mar. 18, 2009 |
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| B.C. sets fine amount for second-hand smoke in vehicles VICTORIA - Children under the age of 16 will be protected from second-hand smoke in all motor vehicles when new regulations come into effect April 7, World Health Day, announced Healthy Living and Sport Minister Mary Polak and Public Safety Minister John van Dongen. "Any level of second-hand smoke has harmful effects on a child's health, so it's important that we protect vulnerable children who are confined in a vehicle," said Polak. "By making vehicles smoke-free for children under 16, we can help them get the best and healthiest start in life." Individuals found to be in violation of the law will be subject to a $109 ticket, which is the same as a booster seat fine. Failure to pay will result in a refusal to issue both a driver's licence and insurance. Police will have the authority to stop any vehicle when they suspect someone is smoking in the presence of a child under the age of 16. B.C. joins other jurisdictions that have banned smoking in cars when children are present, including Nova Scotia, Ontario and the Yukon. "We congratulate the B.C. government for taking this significant step to protect children and youth from the harmful effects of second-hand smoke," said Barbara Kaminsky, CEO of the Canadian Cancer Society, BC and Yukon division. "The dangers of second-hand smoke are more pronounced in the enclosed space of a vehicle, and children - who are more susceptible to its harmful effects - have no choice but to breathe it in. These regulations, which raise the health outcomes of children, and are supported by the public, make sense." The regulations follow legislation that was passed in the spring of 2008 under the Motor Vehicle Act. The laws support the Province's larger tobacco control strategy, which aims to further reduce the provincial smoking rates and also protect children from second-hand smoke. B.C.'s recent initiatives include a provincewide policy in October 2008 that saw all health authority facilities throughout the province go smoke-free. In March 2008, government implemented legislation that banned smoking in indoor public spaces and workplaces and restricted the way tobacco is displayed and sold. As well, in September 2007, legislation was implemented that banned tobacco use in schools and on school grounds. B.C. has the lowest provincial smoking rate in the country at 14.4 per cent. For more information on tobacco control in B.C., visit the Tobacco Control Program's website at www.health.gov.bc.ca/tobacco/ Media Contacts: Anne McKinnon Communications Director Ministry of Healthy Living and Sport Tel: 250 952-2387 Cell: 250 812-4012 For more information on government services or to subscribe to the Province's news feeds using RSS, visit the Province's website at www.gov.bc.ca |
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NEWS RELEASE |
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| For Immediate Release Mar. 06, 2009 |
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| Better cameras to monitor more high-crash sites VANCOUVER - The Province, police and ICBC will deploy state-of-the-art red-light cameras at 140 of B.C.'s most crash- and casualty-prone intersections to save lives and reduce serious injuries, Minister of Public Safety and Solicitor General John van Dongen announced today. "Crashes at intersections kill or injure about 53,000 people every year," said van Dongen. "In all, one million drivers have been involved in an intersection crash since 2003 - but red-light cameras have helped to cut the carnage, so we are upgrading our technology and targeting more high-crash intersections to catch, penalize and deter more dangerous drivers." The most recent study of B.C.'s decade-old camera program, conducted by ICBC in 2006, shows crashes involving death or injury declined 6.4 per cent at sites with red-light cameras. Overall crashes at these intersections fell six per cent. The study can be viewed at Intersection safety cameras - 2006 update (PDF) online. Other jurisdictions with red-light camera programs have seen similar results. Currently, B.C.'s 30 cameras rotate among 120 intersections. These cameras use film that must be manually unloaded and processed, delaying ticket mailing to the registered owners of photographed vehicles for three to five weeks. The upgraded program will put digital cameras at 140 sites and enable police to target these sites individually, at times of the day and week when crash data and other analysis show the risk is greatest. Digital photos will be downloaded remotely and mailed much sooner. The first digital cameras are expected to be operational later this summer. "Curbing aggressive driving at intersections is a policing priority - more than 40 per cent of injury or fatal crashes in B.C. occur at intersections," said Supt. Norm Gaumont of RCMP "E" Division Traffic Services. "The expansion of this program, combined with traditional enforcement, will help police to crack down on red-light runners and stop some of the serious right-angle and T-bone crashes that occur at intersections every day." The new red-light camera technology is currently being tested at intersections in Burnaby, Port Moody, Surrey and Vancouver. Site selection criteria under development will pinpoint intersections where cameras will most reduce crashes - particularly those that cause severe injuries. Program partners including ICBC, police and the ministry are working together to finalize the 140 intersections for inclusion in the program. "Running red lights puts everyone at risk," said Nicolas Jimenez, ICBC's road safety director. "There are about 270 intersection crashes every day in B.C., so everyone needs to use extra caution when approaching intersections." Red-light tickets carry a $167 fine, which is reduced by $25 if paid within 30 days. Upgrading and expanding the program is expected to cost $20 million. B.C. municipalities will continue to receive all net revenue from traffic fines, to help them enhance their policing and community-based public safety programs. For samples of photos taken with the new digital technology and video footage of a vehicle running a red light and nearly causing a collision, please visit Video clip & photos (PDF) online. Media Contacts: Cindy Rose Ministry of Public Safety and Solicitor General Tel: 250 356-6961 Mark Jan Vrem ICBC Communications Tel: 604 982-2476 |
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Video clip & photos (PDF)