Wage Loss and Homemaker benefits
Wage Loss Benefits
Wage Loss Benefits are available to an employed person [click for definition] who is unable to work because of a total disability caused by a motor vehicle crash.
The amount paid under Autoplan is based on 75% of the injured person's average gross weekly earnings, minus the weekly total of wage loss payments from all other sources. Payments will not be any more than $300 per week.
Homemaker Benefits
A homemaker who is substantially disabled in a crash and can't perform most of his or her household tasks may receive up to $145 a week to hire a non-family member to perform household tasks on the injured homemaker's behalf.
How long will ICBC pay wage loss and homemaker benefits?
Benefits are available as long as the disability lasts, or until the disabled person reaches age 65, whichever comes first.
After the first 104 weeks of payment, benefits are reduced by any amounts received from the Canada or Quebec Pension Plans.
No benefits are payable beyond 104 weeks if:
- the disabled person was over 65 and was a homemaker or employed person at the time of the disabling crash.
- the disabled person was a homemaker or employed person at the time of the disabling crash and turns 65 after the crash.
No benefits are payable for the first 7 days of total disability.
