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Report-a-claim in the Lower Mainland by calling 604-520-8222 or 1-800-910-4222 for the rest of B.C.

What Basic covers

Third Party Liability coverage | Accident Benefits | Underinsured Motorist Protection | Hit-and-Run and Uninsured Motorists coverage | Inverse Liability coverage

Underinsured Motorist Protection

Sometimes a motorist who causes a crash doesn't have enough insurance to pay for all of the injuries caused, or may not have insurance at all. If you are injured in such a crash, Underinsured Motorist Protection (UMP) makes sure you receive the damages that you are legally entitled to.

Underinsured Motorist Protection applies to any Autoplan policyholder, as well as members of that person's household. It covers you in a variety of situations; find out more in When does UMP apply?

People without a vehicle or driver's licence

If you:

you can purchase a special Underinsured Motorist Protection policy.

This special policy provides Underinsured Motorist Protection to you and other members of your household. You can buy $1 million or $2 million of coverage. See your local Autoplan broker for details.

Find out more about what UMP does not cover, UMP coverage in different jurisdictions and amounts payable in an UMP claim.