Motor vehicle equipment | Excess Special Equipment Endorsement | Motor home
Essentially, you can buy any Autoplan coverage for your motor home that you can buy for other vehicles.
The difference is in what is considered standard equipment for the vehicle.
For example, optional insurance does not cover contents of a vehicle. But if the policy is for a motor home, it can include coverage for up to $2,000 worth of contents. Certain specific valuables and equipment are excluded from the $2,000 limit; these include business items, motorized vehicles, bicycles, watercraft, and valuables such as jewelry, money and furs. Ask your broker for a full list of excluded items.
Similarly, the payout limits are higher for motor homes in some types of claims, such as in your Vehicle Travel Protection Policy. This is because expenses are often higher for a motor home. It costs more to tow a motor home than it does to tow a compact car!
For more information on the motor home equipment that is covered by Autoplan, check out equipment of a motor vehicle. You'll notice that motor homes and custom vehicles are in a column of their own.
