Rental Vehicle coverage provides Third-Party Liability, Accident Benefits and more for rented and borrowed vehicles—all at an affordable rate.
Many rental vehicle companies offer insurance to their customers, but often at a cost much higher than ICBC's. Plan ahead to get insured at the best possible rate.
Get all of this at one great price:
Also, claims on your rental vehicle policy will not affect your claim-rated scale discount.
||What's not covered
Please note that this policy will not provide coverage if:
|Renting a vehicle ahead of time||Renting a vehicle when you arrive|
||Automatically get Third-Party Liability coverage for a rental vehicle when you have Basic Autoplan.
If you decide not to or forget to purchase the Rental Vehicle coverage, and then have a claim, the level you carry on the Claim-Rated Scale can be affected.
|you own and license a vehicle in B.C.||your own Third Party Liability coverage can also be used as excess coverage on a rental vehicle.|
|rental company asks you to sign an agreement accepting responsibility for providing your own Third Party Liability insurance.||in this case, the Rental Vehicle policy will provide you with primary coverage.|
|you do not buy a Rental Vehicle policy.||the Third Party Liability coverage from your own vehicle may be used as excess coverage on a rental vehicle.
Note: There are some conditions that apply to your coverage, and you should discuss them with your Autoplan broker before you rent a vehicle.
|you have a valid B.C. driver's licence and drive any vehicle that you do not own.||you automatically have $200,000 worth of Third Party Liability coverage.
Note: For the coverage to be valid, your driver's licence must not have driver penalty point premiums or multiple-crash premiums owing against it.
For more on this, including conditions that apply, talk to your Autoplan broker.
Your risk of being sued by someone: in legal terms, some third "party" in addition to you (first party) and your insurer (second party). When someone talks about a third-party claim against you, that means you are being sued by a person who holds you responsible for injuring them or damaging their property. The person suing can be your own passenger in a crash you caused. The damage you cause to another person - the third party - is covered under Third Party Liability insurance. What Basic Autoplan covers