You have until midnight on the expiry date to renew.
It depends on where you are. If you're in B.C., find the nearest
Autoplan broker to have the documents replaced.
If you're outside B.C., you'll need to:
Call us before faxing a completed form to ICBC:
1-800-328-4484 (Canada and the U.S.)1-604-661-6956 (Other countries)
Your vehicle may need to be rated in a
delivery rate class, depending on what else you use the vehicle for and how often you use the vehicle for delivery. We want to make sure you're covered so talk to your broker about how you plan to use the vehicle. They’ll help make sure you have the right insurance.
You don’t need to own a vehicle to start building an insurance discount. Insurance premiums are based on a combination of factors, including driving experience, crash history, where you live and how you use your car, as these are all factors that make up your risk. Find out more about what determines your cost of insurance.
Thanks for taking action. Please contact your local police or RCMP detachment. (ICBC has no authority for enforcement.)
There are stiff penalties for driving without insurance. Drivers stopped by police face a $598 fine, and the vehicle could be impounded, too.
If someone driving without insurance is responsible for a crash, they're not protected by insurance - so they'd be personally responsible for paying the cost of any claims against them.
No. There are situations when you can insure a vehicle without a valid driver's licence. For example, you might own and insure a vehicle but depend on others to drive it. For more information, speak to an
If you’re a learner, you can insure a car with a learner’s licence. Crashes caused during the learner stage will not go on your driving record; however the learner premium will apply to help cover the risk that learner drivers represent.
If a learner will be driving your car, as part of changes to insurance that take effect on September 1, 2019, you will need to list them on your policy and the learner premium will apply. The learner premium ranges from $130 to $230 per year, depending on where you live.
Find out more about the learner premium.
Call our Autoplan Sales department at 1-800-328-4484 (toll-free) from Monday to Friday 8:15 a.m. to 4:30 p.m.
Sorry, we're not able to temporarily suspend your current insurance. However, a few options may be available to meet your changing needs. Speak to your Autoplan broker about:
If you cancel your policy before it expires, you can be eligible for a refund. Find out more about
cancelling your insurance.
The government has introduced legislation to bring ridesharing to B.C. by fall 2019. ICBC will continue to work with government and industry on the details of insurance products and licensing requirements for taxis and ridesharing companies.
Find out more about insurance and licensing requirements for ride-hailing.
Peer to peer car sharing allows car owners to make their vehicles available for others to rent for short periods of time.
The owner of the vehicle needs to declare how they plan to use the vehicle so the insurance can be assigned properly and most likely the vehicle will need to be rated in a commercial rental rate class. Talk to your broker, they can help make sure you have the right coverage for how you use your vehicle. We want to make sure you’re covered.
If your vehicle is involved in a crash without having the right insurance coverage in place, there could be very serious financial consequences including potentially having to repay the full value of all claims that arise and forfeiting coverage for your own car.
It is important to know the owner of the vehicle is responsible for any damages if the renting driver is at fault for the crash. This also means the crash could affect the owner's future insurance rates.
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