Auto insurance in B.C. is facing a serious problem with injury claims, legal costs and car repair costs at an all-time high.
That’s why we’re changing auto insurance in B.C.
By focusing on care, rather than legal costs, we’ll be able to increase care for the injured - which is our top priority. And making changes to how we set insurance premiums will help to make rates more fair for everyone.
Improving the care for anyone injured in a crash in B.C. is our top priority.
We're making changes to help you get the care and support you need to get better after a crash, instead of cash settlements as compensation.
By taking steps to reduce legal costs we'll be able to increase accident benefits, giving you more choice and better access to care.
Find out more about how we’re
focusing on care, not legal costs.
We’re changing the way we set Basic insurance premiums to ensure it better reflects the risk a driver represents and to be more fair for both higher-risk and lower-risk drivers. Factors such as how long you've been driving, your crash history, and how you use your vehicle will help determine your premium.
These changes to how premiums are set and how a driver's risk is assessed are the most significant updates in more than 30 years.
Read more about how your premiums will be determined.
Find out why soaring injury claims costs and legal fees are leading to rising insurance premiums.
The cost of vehicle repairs is contributing to the rising cost of insurance in B.C.
We're working to make our roads safer and reduce crashes in the first place.