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BCUC rates

More crashes, more claims and higher costs are putting significant external pressure on ICBC’s insurance rates.

Any proposed changes to Basic insurance rates must be approved by our regulator, the B.C. Utilities Commission (BCUC). Government has moved the timing of ICBC’s Basic insurance rate application from the typical late August, to December 2018 to align any rate change with the significant improvements already underway at ICBC.

Changing auto insurance in B.C.

ICBC is working with government to bring about long-term, sustainable improvements to B.C.’s auto insurance system. We’re providing more care for those injured while reducing legal costs. April 1, 2019 will see the implementation of increased accident benefits for British Columbians and a limit on pain and suffering payouts for minor injury claims. 

And we’re making auto insurance rates fairer for British Columbians with changes that will hold drivers more accountable for their driving decisions and behaviours, effective September 2019. The changes are separate from ICBC’s Basic insurance rate application. The changes do not increase or reduce the overall amount of money ICBC needs to collect but rather rebalances individual drivers’ premiums to better reflect the risk.

Find out more about how we’re changing auto insurance in B.C.