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Last updated Monday, Jan 17, 2022 01:22 PM

Autoplan insurance

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Autoplan payment plan

It's easy to spread out the cost of your insurance with the ICBC payment plan. You can choose monthly or quarterly payments on a 12-month policy.

Payment plans and COVID-19

We recognize the financial impact COVID-19 may have on our customers and want to provide some relief during this challenging time. If you are on a monthly Autoplan payment plan, and are facing financial challenges due to COVID-19, you can defer* your payment for up to 90 days with no penalty. Payment deferral is also available for fleets. If your account is not up to date, you are not eligible to defer payments but we will work with you to find a mutually agreeable solution.

Please use our online resource tool to apply for a deferral, at least one business day before your next payment is due. You will receive an email within 24 hours confirming receipt of your request after it has been processed.​ 

The total sum of deferred payments will be withdrawn on your requested date of deferral. If you are approaching your deferral payment due date and you do not want this payment withdrawn on that date, please call us at 604-661-2723 or 1-800-665-6442 to discuss payment options.

Thank you for your patience, as call volumes are high during this time.

*Payment deferral refers to the postponement, or delay, of payment owed.

Who can sign up

To be eligible for the payment plan, you must prove that you:

  • are the registered owner (or the named lessee) of the vehicle you're insuring
  • have a Canadian chequing or savings account that allows pre-authorized automatic withdrawals

If you're under 19, you'll need your parent or guardian to co-sign the payment plan.

Six-month payment plan

You'll have to sign up for a six-month plan if you:

  • are new to B.C. or haven't been on our payment plan within the past year
  • don't have a B.C. driver's licence or
  • are just ending a one-year period on a cash-only basis with ICBC due to payment problems in the past

Once you've successfully completed a six-month plan, you can apply for the 12-month plan.  

Better budgeting and flexibility

Our Autoplan payment plan allows you to make easy-to-manage, scheduled payments to help with your monthly budgeting. You can:

  • spread the cost over equal monthly or quarterly payments
  • choose a monthly or quarterly withdrawal date that works for you. (The first payment comes out on the renewal date.)
  • pay the full balance at any time

Save money on interest

You may not realize how much you could be paying in interest, if you don't pay your credit card balance in full. We offer a lower finance rate compared to many Canadian credit cards. 

Payment plan terms


The one time enrolment fee is $15. You won't need to pay again as long as you keep your plan and renew it within 12 months of your Autoplan policy. The finance rate is 2.50% calculated using the straight line interest method over 12 months and is fixed from the day you sign up. Your monthly or quarterly payment stays the same. You may also pay the full balance at any time.

Defer a monthly payment

You can submit one deferral request per policy term.

If you need to change the date of an upcoming monthly payment, you can submit an online payment deferral request. Please note that if you're using any web browser other than Internet Explorer (IE), not all mandatory fields appear mandatory.

You'll need your policy or licence plate number, your driver's licence number and the date of next payment. Submit your request at least one business day before your next payment is due, before 6 p.m. Saturdays, Sundays and statutory holidays are not considered business days.

We'll email you to let you know the status of your request.

Missing payment

If there isn't enough money in your account when your monthly payment is due or if your financial institution has returned your payment, you'll have to pay an $18 fee. Within three to five days, we'll try to withdraw the missed payment again. If that's not successful, we'll contact you.

Cancel payment plan

If you need to cancel your insurance, try to do it at least one day before your payment is due to avoid an unexpected withdrawal.


Speak to your Autoplan broker

If you'd like to change your banking information or payment plan dates, please speak to your Autoplan broker.

Sign up for our payment plan

Visit any Autoplan broker and bring:

  • your insurance documents
  • a pre-authorized debit form from your bank or a void cheque

More information

If you have any questions about our payment plan or how to sign up, please contact your Autoplan broker.