Driver Penalty Point Premium
Driver Penalty Points are collected on your driving record through traffic offences. Each offence carries a different number of points. Each year we look at the total number of points you received during a 12-month period we call your "assessment period." This period ends five months before your birthday.
If you collect more than three points on your driving record during the assessment period, you'll pay a Driver Penalty Point (DPP) premium.
Driver Penalty Points are separate from Autoplan insurance premiums. They are billed even if you don't own or insure a vehicle.
Your assessment period may include driving offences during an earlier period which have only recently been recorded on your driving record.
How much will I pay?
The premium ranges from $175 for four points to $24,000 for 50 or more points. To find out how much you will pay, compare the number of points on your driving record with the table of Driver Penalty Point premiums.
Driver Risk Premium
Some offences or convictions, such as excessive speeding, may apply to both the Driver Penalty Point program and the
Driver Risk Premium. You will be billed once per year under the program that results in the higher premium.
For questions about your personal situation,