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Repossess or seize a vehicle

Under certain circumstances, you may be able to repossess or seize a vehicle.

Own a repair shop and need to seize a vehicle because a client refuses to pay for repairs? Has your tenant left more than good memories behind and now you have to somehow get rid of their abandoned vehicle?

You may be allowed to repossess or seize a vehicle for a variety of reasons when you're dealing with:

  • abandoned vehicles on highways,
  • the failure of a borrower to meet the terms of a loan,
  • unpaid storage fees,
  • vehicles abandoned by former tenants, and
  • unpaid vehicle repairs.

Repossessions and seizures are transfers by operation of law and are allowed under various statutes, government programs, or by court order. For each act, the repossessor must follow the statutory requirements as necessary.

  • Transportation Act: Allows a municipality, regional district or local police to remove abandoned vehicles from highways, public property and Crown Land.

  • Personal Property Security Act: Allows a lender to repossess a vehicle if the borrower does not meet the terms of the loan.

  • Rent Distress Act: Allows a landlord to seize and sell a tenant's vehicle to satisfy unpaid rent on a commercial property.

  • Repairer's Lien Act: Allows a garage or repairer to seize and sell a customer's vehicle for unpaid repairs.

  • Residential Tenancy Act: Allows a landlord to seize and sell vehicles abandoned by former tenants.

  • Warehouse Lien Act: Allows storage facility operators to seize and sell a customer's vehicle to cover unpaid storage fees.

Speak to your Autoplan Broker

For more information about these Acts, the related checklists and forms on how to seize a vehicle, please contact your Autoplan broker.

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