Frequently asked questions

Frequently asked questions


​Yes, two of the new optional coverages available are:

  • Hit and Run covers up to $200,000 of repair costs if your vehicle is hit by an unidentified vehicle in B.C. If your policy includes ICBC's Collision coverage, you're already covered for hit-and-run damage.

  • Income Top-Up offers additional income replacement coverage to British Columbians who earn more than $109,000 gross income per year, in the event that they're unable to work due to injuries from a crash.

Enhanced Care also brings changes to vehicle damage coverage under Basic insurance. If you're not responsible for a crash in B.C. with another vehicle, your Basic Vehicle Damage covers repair costs and your premiums will not be impacted.

This coverage launches with Enhanced Care and will automatically be included in your insurance.​