Autoplan Insurance
Garage service operations
Are you in the business of repairing, servicing, storing/parking customers' cars, or selling cars?
A policy insuring your garage operations provides coverages you need for your customers' vehicles while they're in your care, custody or control. The customer's vehicle insurance doesn't insure garage service operators while they operate (includes having care, custody or control) a customer's vehicle in their business. Therefore, the individual/organization operating a customer's vehicle may find themselves uninsured unless the policy insuring the garage operations is purchased.
To discuss your options or to purchase insurance, contact an ICBC Autoplan broker
Eligibility
The most common businesses using this coverage are repair garages, service stations, body shops and auto dealers.
You'll need a Garage policy if you're in the business of
selling
repairing
maintaining
storing
servicing
towing or
parking vehicles.
Many other kinds of businesses also need a Garage policy. Just a few examples include
car radio repair shops
auto glass shops
car cleaning operations, and
schools with automotive training facilities.
Vehicles covered
Your Garage policy can cover all the vehicles you need for your business. It covers your customers' vehicles and your owned business vehicles. It can also cover dealer stock (vehicle inventory).
How we set your premiums
Your policy is rated according to
total number of plates purchased (premium for owned vehicles only)
total number of employees (premium for customers' vehicles only)
value of owned vehicles (premium for owned vehicles only)
value of non-owned vehicles (premium for customers' vehicles only)
type of business
the coverage requested
the territory where you are based.
How to buy
We have over 900 Autoplan brokers across B.C. to serve you.
To purchase garage coverage or to discuss your options, contact an ICBC Autoplan broker.
More info
Policy booklet
Addendum
Amendment to Garage policy booklet for Enhanced Care (APV4AN)
— for policies effective January 6, 2025 or later
Other information
